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Black Friday: 5 Tips on Spending to Save

By | SH&J Blog, Tips | No Comments

Sharkey Howes & Javer Black Friday Shopping Bag ImageBlack Friday, for some, has become a post-Thanksgiving tradition. Finish the pie, clean up the kitchen, bundle up and go camp out. Now, many stores are opening for Black Friday on Thanksgiving Day, making it a 2-day
“door buster.” If you plan on indulging in the deals this holiday season, here are a few tips to keep your bank account in the black.

#1: Start with a Budget

If you start by looking at all the deals, you can quickly go above what you want to spend. Remember, Black Friday isn’t the only time of year to snag a great deal. Decide early on how much you want to spend. Write it down or make a spreadsheet to hold you accountable.

#2: Go in with a Plan

The most important part of Black Friday shopping is to go in with a plan. Create yourself a list. Know exactly which items you plan to buy at what stores, and how much they will cost. Focus on the bottom line prices, not the percentage of discount. Prices can be inflated so stores can offer more of a ‘discount.’ Take time to compare prices across similar stores and look at the total savings. Read More